How to Fix Your Credit Score: A Complete Guide to Improving Your Credit
New Blog Post Description

New Blog Post Description

Credit reports are central to your financial health. Lenders, landlords, and even some employers rely on them to evaluate your reliability, yet many consumers are unaware that hidden errors can silently damage their credit scores. Studies suggest that about one in four consumers has mistakes on their reports, and for one in five, these mistakes are significant enough to affect their financial opportunities. Errors can range from simple typos to complex cases like mixed files or misattributed debts, often creating long-term financial problems if not addressed promptly.

Your credit score can drop for reasons you don’t expect — from closing accounts to small missed payments. Learn what quietly lowers your credit score and how to fix it fast.

Credit inquiries are records of when your credit information is accessed by a lender, creditor, or another authorized entity. There are two main types of inquiries that appear on your credit report — hard inquiries and soft inquiries. The key difference between the two determines whether your credit score will be affected or not.