13 Hidden Things That Lower Your Credit Score Without You Knowing

13 Hidden Things That Lower Your Credit Score Without You Knowing

13 Hidden Things That Lower Your Credit Score Without You KnowingHuzaifa Majid
Published on: 10/11/2025

Your credit score can drop for reasons you don’t expect — from closing accounts to small missed payments. Learn what quietly lowers your credit score and how to fix it fast.

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Hard Inquiry vs Soft Inquiry in Credit Report: Everything You Need to Know

Hard Inquiry vs Soft Inquiry in Credit Report: Everything You Need to Know

Hard Inquiry vs Soft Inquiry in Credit Report: Everything You Need to KnowHuzaifa Majid
Published on: 05/11/2025

Credit inquiries are records of when your credit information is accessed by a lender, creditor, or another authorized entity. There are two main types of inquiries that appear on your credit report — hard inquiries and soft inquiries. The key difference between the two determines whether your credit score will be affected or not.

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