TERMS AND CONDITIONS
Effective Date: January 2026
These Terms and Conditions govern your access to and use of creditreportlawyers.com (the "Site"), operated by Credit Report Lawyers our. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Attorney Advertising
This Site may constitute attorney advertising. The information provided is not a guarantee, warranty, or prediction regarding the outcome of any legal matter. Prior results do not guarantee a similar outcome.
2. No Legal Advice
The content on this Site is provided for general informational purposes only and is not legal advice. Laws change and vary by jurisdiction and by the facts of each situation. You should not act or rely on any information on the Site without seeking advice from a licensed attorney about your specific circumstances.
3. No Attorney-Client Relationship
Using this Site, submitting a form, or communicating with us does not create an attorney-client relationship. An attorney-client relationship is formed only through a signed written engagement agreement with our firm. Do not send us confidential information until we have confirmed such a relationship in writing, as unsolicited information may not be treated as confidential.
4. Communications Consent
By submitting your information, you consent to be contacted by phone, email, and text message at the contact information you provide, regarding your inquiry. Message and data rates may apply, and you may opt out of text messages at any time by replying STOP. See our Privacy Policy for details on how we handle your information.
5. Intellectual Property
All content on the Site — including text, graphics, logos, and design — is owned by or licensed to us and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from Site content without our prior written permission.
6. Acceptable Use
You agree not to use the Site for any unlawful purpose, to interfere with its operation or security, to submit false or misleading information, or to attempt unauthorized access to any part of the Site or its systems.
7. Third-Party Links
The Site may contain links to third-party websites provided for convenience. We do not endorse and are not responsible for the content, accuracy, or practices of those sites.
8. Disclaimers
The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, Credit Report Lawyers and its attorneys, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising out of your use of, or inability to use, the Site, even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Credit Report Lawyers and its attorneys, employees, and agents from any claims, damages, or expenses (including reasonable attorneys' fees) arising out of your use of the Site or your violation of these Terms.
11. Governing Law
These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to the Site or these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in New York, New York.
12. Changes to These Terms
We may update these Terms at any time. Changes take effect when posted, and the "Effective Date" reflects the most recent version. Your continued use of the Site constitutes acceptance of the updated Terms.
13. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
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